Car Insurance Quotes European Cover
Car Insurance Quotes European Cover
Planning to drive your car on a trip through Europe? It’s important to make sure you have the right car insurance before you go. European car insurance covers you when you drive your car in most European countries. This type of insurance usually gives you the minimum legal protection required by the country you’re visiting, so you’re covered if any accidents or problems happen while you’re on the road. Depending on how long you plan to stay and where you’re going, some insurers might also offer extra coverage to keep you safer.
At a minimum, you’ll need third-party insurance when driving in Europe. This kind of cover protects you if you cause damage to other people, their cars, or their property. Most UK car insurance policies include about 30 days of third-party cover for driving in the EU and nearby countries, but this usually only meets the basic legal requirements.
That means it might not cover everything you need, especially if something serious happens. To feel more secure and fully protected, it’s smart to check out car insurance policies that are made specifically for Europe. By comparing different plans and prices, you can find the best coverage for your trip, whether you want just the basics or full protection for your car and yourself. This way, you can enjoy your road trip with less worry about unexpected costs or troubles.
Also Read: Car Insurance Quote 3rd Party
Car Insurance Levels
There are usually three types of car insurance, but not all work the same when you drive in Europe.
Third-Party
- This is the basic insurance you need to drive legally in Europe.
- It covers damage or injury you cause to other people or their property, and also covers your passengers.
- This is what you’ll usually get by default if you’re driving outside the UK, unless you choose more cover.
Comprehensive
- This is the best insurance because it covers you, your car, other people, and their property.
- If you want this level for Europe, ask your insurance company if you can add or upgrade it.
Third-Party, Fire, and Theft
- This covers everything in third-party insurance, plus it helps pay if your car is stolen or damaged by fire.
- You can’t get this on its own for Europe — it’s part of comprehensive cover there.
Types of car insurance
- Temporary car insurance: Provides full cover for a short time, anywhere from one hour up to 28 days.
- Classic car insurance: Made for people who own classic cars, which usually means cars older than 15 years.
- Multi-car insurance: Allows you to insure more than one car under the same policy.
- Black box car insurance: Uses a device to track your driving. If you drive safely, you can save money, even if you’re a new or higher-risk driver.
Countries Covered by European Car Insurance
Most UK car insurance policies include cover for driving in the following countries:
- Norway
- Liechtenstein
- Switzerland
- All European Union (EU) countries
- Iceland
- Bosnia and Herzegovina (sometimes)
Countries that may need extra documents (like a Green Card):
- Serbia
- Ukraine
- Belarus
- Turkey
- Morocco
- Albania
- Russia
- Moldova
Documents You Need to Drive Abroad
Before driving in another country, make sure you have all the right documents with you. Here’s what you’ll need:
- Your full driving licence
- The vehicle log book (V5C)
- Travel insurance papers
- A green card, if it’s required in the country you’re visiting
- A VE103 form if you’re using a hired or leased car
- Proof of your car insurance
- Your passport
Also Read: Car Insurance Quotes Admiral
How to Get the Best Car Insurance Quotes with European Cover
Check Your Current Policy:
- See if your UK car insurance already includes cover for driving in Europe and how many days it lasts.
Compare Different Providers:
- Use online comparison sites to find the best prices for your trip.
- If you’re going for less than 30 days, temporary insurance might work. For longer trips, look into upgrading to comprehensive cover.
Think About Extras:
- You might want extra things like European breakdown cover or protection for your no-claims bonus while you’re away.
Know What Documents You Need:
- Besides your insurance certificate, you may need a UK sticker on your car and a valid UK driving licence.
- Depending on where you’re going, you might also need an International Driving Permit (IDP).
Contact Details
Other ways to contact them
Email
The contact form is the quickest way to get in touch with them. But if you’re having difficulty using the form, email communications@confused.com
Taking your car abroad? Check if your insurance covers Europe, compare quotes, and consider extras to save money and travel stress-free. Click here for more.
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