Car Insurance Quotes Jacksonville

Car Insurance Quotes Jacksonville

Driving in Jacksonville, Florida, can be a bit tricky since it’s the biggest city by area in the U.S., with so many cars on the road, accidents are more likely, so having the right car insurance is important, whether you’re in Jacksonville or anywhere along Florida’s First Coast, each state has a specific minimum coverage you need. But those minimums might not be enough, so looking into extra coverage or higher limits is a good idea.

Whether you’re a new driver or just trying to save money, comparing quotes is a smart way to find the best deal. Since getting around in Jacksonville usually means driving, it’s important to make sure you’re covered. If you’re new to the area or want to switch to a better plan, now’s a great time to get a free car insurance quote and stay protected on the road.

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About Jacksonville, Florida

Florida is a great place to drive, with beautiful roads that take you past the ocean, through nature parks like the Everglades, and even across long bridges to the Keys. Jacksonville is no different. With peaceful places like the Jacksonville Arboretum and Big Talbot Island State Park, it’s a great city to explore by car.

Jacksonville is the biggest city in Florida and has the most land of any city in the continental U.S. It also has the largest urban park system in the country, with over 330 parks across more than 80,000 acres. The city is home to the NFL’s Jacksonville Jaguars, two universities, a four-year college, and one of the largest community colleges in the U.S.

Is Car Insurance Required in Jacksonville, FL?

Yes, car insurance is a must if you’re driving in Jacksonville or anywhere in Florida. If you’re caught without it, the consequences can be serious:

• Your license, registration, and plates could be suspended for up to three years.
• You’ll have to pay fees to get them back—$150 the first time, $250 the second time (within three years), and $500 the third time.
• Plus, if you cause an accident and don’t have insurance, you’ll have to pay for the damages yourself.

How Much Does Car Insurance Cost in Jacksonville?

The average cost of car insurance in Jacksonville is around $1,739 a year. While that’s cheaper than the Florida average of $2,309, it’s higher than the national average of $1,548. We’ve also looked at car insurance costs in other big cities in Florida to help you get a better idea. If you choose less than full coverage, your insurance will usually cost less.

City—————- Average Annual Premium for Full Coverage

Jacksonville——— $1,739
Miami————— $3,314
Orlando————- $2,405
Tampa————— $3,027

What Affects Car Insurance Rates in Jacksonville, FL?

Several personal and local factors can impact car insurance rates in Jacksonville, including:

Driver age, gender, and marital status:

• Your age, gender, and whether you’re married can affect how much you pay for car insurance, with younger, single drivers usually paying more.”

Driving record:

• If you have a clean driving record, with no accidents or tickets, you’ll likely get a lower insurance rate.

Zip code:

• Where you live can influence your insurance cost, as areas with more traffic or crime usually have higher rates.

Vehicle age, make, and model:

• The age, brand, and type of your car matter too—newer or fancy cars generally cost more to insure.

Mileage and usage:

• How much you drive and how you use your car can affect your insurance. If you drive less or just use it for personal trips, your rates could be lower.

Also Read: Car Insurance Quotes For Florida

Minimum Car Insurance Requirements in Jacksonville, FL

Minimum liability requirements for auto insurance in Jacksonville, FL:

• Bodily injury coverage*: $10,000 per person / $20,000 per accident
• Property damage coverage: $10,000 per accident
• Uninsured motorist coverage*: $10,000 per person / $20,000 per accident
• Personal injury protection (PIP): $10,000

Best insurance companies in Jacksonville, FL

Jacksonville is home to many well-known insurance providers like;

• State Farm
• Allstate
• Geico
• Progrssive
• USAA
• Travelers

To find the best car insurance quotes in Jacksonville, you’ll need to compare different providers and see how your details affect the rates. This will help you choose the right coverage for your car. Turn in for a free car insurance quote today.

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