Categories: Car Insurance Quotes

Car Insurance Quotes Vancouver

Car accidents can happen at any time, often when you least expect them. While you can’t predict when one might occur, you can take steps to protect yourself financially. That’s where car insurance comes in. In Vancouver, having car insurance isn’t just a legal requirement—it’s an important way to make sure you’re not stuck with big bills if something goes wrong. Your car plays a big role in your day-to-day life, whether you’re commuting to work, running errands, or heading out for a weekend trip. If your car gets damaged in an accident, the costs of repairs—or even replacing the vehicle—can be very high.

On top of that, you may be responsible for covering the other driver’s damages if you’re at fault. Car insurance helps you handle these expenses, giving you peace of mind and financial security. When shopping for car insurance in Vancouver, it’s important to think about a few key things: the type of coverage you need, the deductible (how much you’ll pay if you make a claim), and the premium (how much you pay each month or year). Everyone’s situation is different, so it’s worth taking the time to find a policy that works best for you.

The good news is that many affordable insurance options still offer strong protection. By comparing quotes from different insurance providers, you can find the right balance between cost and coverage. Whether you’re a new driver or have years of experience behind the wheel, choosing the right insurance company can make all the difference. In the end, car insurance is about more than just following the rules—it’s about protecting yourself, your passengers, and your wallet.

Read more: Car Insurance Quotes Vancouver WA

Required auto insurance in Vancouver

If you own a vehicle in BC, you must have ICBC Basic Autoplan. It gives you the basic protection required by law.

Accident Benefits: It helps pay for medical bills and lost income for you and your passengers if you get hurt in a car accident, no matter who caused it.
Hit and Run Protection: If you live in BC and your property is damaged, or you’re hurt or killed by an uninsured or hit-and-run driver, you can get coverage up to $200,000.
Underinsured Protection: If you’re injured or killed by a driver who doesn’t have enough insurance and it’s not your fault, you could receive up to $1 million in protection.
Third Party Liability: If you cause an accident that injures others or damages their property, your Basic Autoplan will cover up to $200,000 for their injuries and damages.

Auto Insurance Coverage

There are six different types of coverages. Some may be required by law. Others are optional. They are:

Property damage liability – for damage the policyholder causes to someone else’s property.
Collision – for damage to the policyholder’s car from a collision.
Uninsured motorists coverage – for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Comprehensive – for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
Bodily injury liability – for injuries the policyholder causes to someone else.
Medical payments or Personal Injury Protection (PIP) – for treatment of injuries to the driver and passengers of the policyholder’s car.

Various types of insurance

Below are the common types of insurance

AUTO INSURANCE

Motorcycle Insurance
Classic Car Insurance
RV Insurance
Private Auto Insurance
ICBC Renewal

HOME INSURANCE

House Insurance
Condo Insurance
Tenant Insurance
Rental Property Insurance
High Value Home Insurance
Seasonal Dwelling Insurance
Vacant Property Insurance
Mortgage Protection Insurance (Through Life Insurance)

COMMERCIAL

Business Insurance
Contractor Insurance
Retail Insurance
Liability Insurance
Cargo Insurance
Fleet Insurance
Realty Insurance
Group Benefits/Employee Benefits
Umbrella Insurance

Documents Required to Get a Car Insurance Quote

To get an accurate car insurance quote, you’ll need to provide some basic information and documents. Here’s what you should have ready:

Personal information such as date of birth, phone number, address, and marital status
Driver’s license number
Names and birth dates for all those who live with you
Home addresses and addresses where vehicles are stored
Vehicle information, including make, model, estimated weekly mileage, and vehicle identification number (VIN)
Information about your current policy to make a reliable comparison

Read more: Car Insurance Quotes California

How to Get Auto Insurance Quotes in Vancouver

Getting auto insurance quotes in Vancouver is pretty simple. Here’s how you can do it:

Gather Your Info

 Have your driver’s licence, vehicle details (make, model, year), and driving history ready. This helps get accurate quotes.

Visit Online

 You can visit insurance company websites or use comparison tools to get multiple quotes at once. It’s a quick way to see what different companies are offering.

Talk to a Broker

 Insurance brokers can do the shopping for you. They work with different insurers and can help you find the best coverage for your budget and needs.

Visit ICBC

 In BC, basic auto insurance is provided by ICBC. You can get a quote directly from them online or by visiting a local office.

Review and Choose

 Once you have your quotes, compare the coverage, not just the price. Make sure you understand what’s included and choose the one that gives you the protection you need.

Pick AMC Insurance Broker for Your Motorcycle Insurance

The team at AMC works hard to find you the best motorcycle insurance that fits your needs. They look at quotes from different companies to get you the best price possible.

AMC Insurance

Contact Info
1-866-350-8555  info@amcinsurance.ca  #120 – 12888 80th Ave.
Surrey, B.C. V3W 3A8  Mon-Fri: 9 am – 9 pm
Sat: 9am – 9pm | Sun: 9am – 9pm

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Grace Nartey